Conoce kluo hoy

En kluo, ofrecemos un servicio único en Panamá: cobro de honorarios financiados sin costo para el comercio, usando una tarjeta de crédito exclusiva para tus clientes.

A friendly business owner happily accepting a kluo credit card payment from a satisfied customer in a bright, modern store.
A friendly business owner happily accepting a kluo credit card payment from a satisfied customer in a bright, modern store.

150+

15

Clientes felices

Sin comisiones

Opiniones

Lo que dicen nuestros clientes

Con kluo, mis ventas aumentaron porque los clientes pueden financiar sin que yo pague comisiones. Es un alivio para mi negocio.

Ana M.
Photo of a smiling woman in a small retail store, representing a satisfied customer.
Photo of a smiling woman in a small retail store, representing a satisfied customer.

Panamá

Me encanta que kluo me permita ofrecer financiamiento con tarjeta de crédito sin que mi comercio pague nada. Más clientes y sin preocupaciones.

Image of a happy man standing in front of his café, showing satisfaction with the payment service.
Image of a happy man standing in front of his café, showing satisfaction with the payment service.
Luis R.

Colón

★★★★★
★★★★★
A smiling small business owner happily accepting a credit card payment from a customer using the kluo service.
A smiling small business owner happily accepting a credit card payment from a customer using the kluo service.

Gratis

Cobro sin comisiones para tu comercio, siempre.

Close-up of a kluo credit card being handed to a customer at a local store in Panama.
Close-up of a kluo credit card being handed to a customer at a local store in Panama.
A business owner reviewing sales on a tablet, showing transactions financed through kluo.
A business owner reviewing sales on a tablet, showing transactions financed through kluo.
Happy customers shopping and paying with kluo credit cards in a vibrant Panama marketplace.
Happy customers shopping and paying with kluo credit cards in a vibrant Panama marketplace.
A merchant smiling while checking their zero-fee transaction report on a laptop.
A merchant smiling while checking their zero-fee transaction report on a laptop.
Illustration of the kluo payment flow: customer pays with kluo card, kluo finances, merchant receives full payment.
Illustration of the kluo payment flow: customer pays with kluo card, kluo finances, merchant receives full payment.